Management & Investments
- Management & Investments
  
  We are maximising the benefit of the public sector buildings we are building and have invested in, ensuring they are used effectively and maintained properly.
  
  SFT INVESTMENTS
Infrastructure Finance & Programmes
- Infrastructure Finance & Programmes
  
  We are delivering and managing net zero infrastructure and finance programmes that support Scottish Government’s National Infrastructure Mission to drive inclusive economic growth and build resilient places.
  Innovative Finance
  
  Mutual Investment Model
  
  Non-Profit Distributing
  
  Net Zero Buildings
  
  Net Zero Public Sector Buildings Standard
  
  Decarbonising Buildings
  
  Heat Decarbonisation
  
  Street Lighting
  
  Low Carbon Infrastructure Transition Programme
  
  Net Zero Transport
  
  Electric Vehicle Charging Network
  
  Learning Estate
  
  Early Learning and Childcare
  
  Learning Estate Investment Programme
  
  Scotland's Schools for the Future programme
  
  Digital Infrastructure
  
  Infralink
  
  Host in Scotland
  
  The Scotland 5G Centre
  
  Operational Contract Management
Development & Housing
- Development & Housing
  
  We are attracting investment into Scotland’s towns, cities and communities to deliver housing, improve public service delivery, secure economic benefits, and contribute to Scotland’s net zero carbon target.
  Place, Housing and Economic Investment
  
  Place
  
  Housing
  
  Council Build for Rent and Sale
  
  Home Ownership Made Easy (HOME)
  
  Enabling Strategic Housing Sites
  
  Town Centre Living
  
  Economic Investment
  
  Tax Incremental Financing
  
  Growth Accelerator
  
  Asset Strategy
  
  Strategic Property Advice
  
  Workplace
  
  Land
Construction Industry & Delivery
- Construction Industry & Delivery
  
  We are working with public and private sector partners to improve outcomes for the construction industry as a key part of Scotland’s economy, and deliver improved infrastructure that contributes to the delivery of resilient, sustainable places, and an inclusive net zero carbon economy.
  Improving Delivery
  
  hub
  
  Social Value and Community Benefits
  
  Infrastructure Technology
Infrastructure Strategy
- Infrastructure Strategy
  
  We are providing the public sector across Scotland with support and advice to consider the long-term strategic infrastructure needs across Scotland.
  Infrastructure Strategy
  
  National Planning Framework 4 (NPF4)

Cancel

Development & Housing

We are attracting investment into Scotland’s towns, cities and communities to deliver housing, improve public service delivery, secure economic benefits, and contribute to Scotland’s net zero carbon target.

Home Ownership Made Easy (HOME)

Home Ownership Made Easy (HOME) is a new way of delivering affordable homes that provides an easier route to homeownership for first-time buyers and also offers an alternative option for older homeowners who want to move to a house that is right for their needs.   

It also provides a new way for Local Authorities and Registered Social Landlords to deliver affordable homes without public subsidy that will continue to be affordable in perpetuity.

Scottish Futures Trust’s Housing team has reworked the shared ownership model to create HOME.

The target markets for HOME are:

Aspiring First Time Buyers who want to step onto the housing ladder but struggle to qualify for a commercial mortgage for a variety of reasons, including difficulties saving for a deposit
Older Owner Occupiers would like to move to a house that is right for their changing needs but who don’t have enough equity to secure that home on the open market and can’t or don’t want to become social rent tenants

Our pathfinder project is with North Ayrshire Council. More information on this project can be found here.